Products & Services

  +268 2518 5203   +268 2518 7636   info@hlalawati.co.sz

Credit (Loan) Products

In line with its purpose for establishment, that of enhancing the lives of the family of the USDF, Hlalawati SACCO also offers loan products at low interest rates. These products include:

  1. Ordinary Loan
  2. Short Loan
  3. Siphephelo Loan
  4. School Fees Loan
  5. Intermediate Loan
  6. Buyekhaya (Debt Consolidation)
NO TYPE DESCRIPTION Interest Rate MAXIMUM REPAYMENT PERIOD
1. Ordinary Loan The loan will be granted 3 time’s the member’s deposits subject to capacity to repay loan and a maximum of E 350 000.00 1.3% per month on the balance 72 months
2. Short Loan A revolving loan of up to E5 000.00 3.5% per month 6 months
3. Siphephelo Loan The loan will be granted within the 3 time’s of the member’s deposits but capacity to repay loan 1.5% per month 12 months
4. Intermediate Loan The loan will be granted within the 3 time’s of the member’s deposits but subject to capacity to repay loan. 1.5% per month 12 months
5. School Fees Loan The loan will be granted within the 3 time’s of the member’s deposits but subject to capacity to repay loan. 1.5% per month 12 months
6. Buyekhaya (Debt Consolidation) Maximum that can be obtained on this product is E100,000.00 subject to capacity to repay. 1.6% per month 60 months

 Our Location

Police Academy Road, Adjacent to St George's Army Barrack, Opposite Mobeni Flats
Matsapha
Kingdom of Eswatini

 Operating Hours

Monday – Friday 8:00 AM to 4:00 PM
Saturday 8:00 AM to 11:00 AM
Sunday – closed
Evenings by Appointment

 Find Us